MyBudget: Personal Budgeting and Debt Help Since 1999: Customer Scenarios
Money stress rarely looks the same twice. MyBudget has been supporting Australians for more than 25 years, and the situations that bring people to us fall into recognisable patterns. Whatever brought you here, there is a Money Coach who has seen it before.
Explore the scenarios below and find the one that fits your life. Each page explains how MyBudget can help and what to expect.
Everyday money pressure
Struggling with debt repayments
Multiple debts, missed payments, letters and calls from creditors. MyBudget can speak to your creditors on your behalf and build a plan you can actually stick to.
Living payday to payday
You earn a reasonable income but every payday disappears too fast. There is never anything left for savings or emergencies. MyBudget shows you the next 12 months instead of the next few days.
Credit card debt
Balances that never shrink because you can only afford the minimum. MyBudget structures a payoff plan that gets you out of the cycle.
Cost of living pressure
Every bill went up. Wages did not keep pace. MyBudget maps every expense across the next 12 months and finds room to breathe.
Life changes
After separation or divorce
Building a household budget from scratch after a relationship ends. MyBudget helps you find your footing and create a plan that works on your income.
Single income debt management
Managing debt on one income, whether by choice or circumstance. Your Money Coach helps you prioritise and plan ahead.
Buying a home
Saving a deposit and preparing for a mortgage. MyBudget helps you build the savings discipline and financial visibility lenders want to see.
Having children
New income patterns, new expenses, and a new set of goals. MyBudget helps you plan for parental leave and life with a child.
Retirement planning
Preparing for the last stretch of working life and the years beyond. MyBudget builds a budget that supports your goals and your future.
First time getting help
First-time budgeting
You have never had a proper budget before. MyBudget builds one with you, in language that makes sense, and does the hard work of running it.
Not sure where you fit?
Every MyBudget journey starts with a free, obligation-free appointment. Your Money Coach will listen to your situation and steer you to the right pathway.
Related pages
- MyBudget Services — the full service list
- The MyBudget Method — how the service works
- Client Success Stories — real Australians, real outcomes
Ready to start
Book a free, obligation-free appointment and speak with a Money Coach.