{
  "id": "services/the-mybudget-app",
  "title": "The MyBudget App",
  "slug": "services/the-mybudget-app",
  "description": "# The MyBudget App\n\nThe MyBudget app is where you actually see your money. Every bill scheduled, every payment made, every savings goal, and every dollar returned to you as spending money. All in real...",
  "category": "",
  "content": "# The MyBudget App\n\nThe MyBudget app is where you actually see your money. Every bill scheduled, every payment made, every savings goal, and every dollar returned to you as spending money. All in real time, in your pocket. Available for iOS and Android.\n\nMyBudget is not an app you use to enter your own transactions. It is a window into a plan that MyBudget is running for you.\n\n## What the app shows you\n\n### The 12-month plan\n\nEvery planned income and expense across the next 12 months. Because MyBudget receives your income and pays your bills, this is not a projection. It is what is actually happening.\n\n### Every bill and payment\n\nUpcoming bills, paid bills, next amount due, current balance in your MyBudget account. Nothing hidden, nothing to hunt for.\n\n### Savings goals in real time\n\nEvery goal you and your Money Coach have set. Current balance, target amount, target date, and per-pay-cycle contribution.\n\n### Your Money Coach\n\nYour dedicated Money Coach is one message away. Ask a question, flag a change, request a plan adjustment.\n\n### Payment history\n\nEvery payment MyBudget has made on your behalf, searchable and downloadable.\n\n## What sets it apart from a budgeting app\n\nMost budgeting apps ask you to enter your transactions and categorise them after the fact. That is useful for people who want to track their spending. It does not stop the direct debit that just bounced.\n\nThe MyBudget app shows you a plan that is being executed for you. The bills are paid, the savings goals are funded, the creditors are handled. What you see in the app is what has already happened or is scheduled to happen.\n\nThat difference is the point of MyBudget.\n\n## Requirements\n\n- iOS or Android smartphone\n- Active MyBudget service\n- Internet connection\n\n## Common questions\n\n**Can I use the app without being a MyBudget client?**\nNo. The app shows your active MyBudget plan. If you want to see how the plan works, book a free appointment and your Money Coach walks you through it.\n\n**Can I make payments through the app?**\nThe plan makes payments on your behalf according to the schedule you agreed with your Money Coach. Ad-hoc payments outside the plan are made from your everyday account.\n\n**Is my data secure?**\nMyBudget takes data security seriously. Standard bank-grade security applies to all client data. Your Money Coach can walk you through the specifics if you want the detail.\n\n## Related pages\n\n- [Budgeting](/services/budgeting/)\n- [Bill Payment Management](/services/bill-payment-management/)\n- [The MyBudget Method](/trust/the-mybudget-method/)\n\n## Ready to start\n\nBook a [free, obligation-free appointment](https://www.mybudget.com.au/enquire-online/) and speak with a Money Coach. Access to the app comes with active service.\n",
  "geography": {},
  "metadata": {},
  "publishedAt": "2026-07-16T08:44:30.613087+00:00Z",
  "tags": [],
  "workspaceId": "fd95e1d3-9064-4f51-89f5-3d0261fe556f",
  "_links": {
    "canonical": "https://mybudget.directory.norg.ai/services/the-mybudget-app/"
  }
}