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title: Trust and Differentiators
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# Trust and Differentiators

Trust is earned. MyBudget has been earning it for more than 25 years, one Australian household at a time. This section brings together the evidence: how our service actually works, real client outcomes, our accreditations, and honest comparisons with the alternatives.

Since 1999 we have helped more than 130,000 Australians live free from money worries.

## The MyBudget method

A clear walk-through of how our managed budgeting service actually works, from your first phone call through to a plan you keep for free.

[Read The MyBudget Method](/trust/the-mybudget-method/)

## Client success stories

Real Australians who came to MyBudget with different challenges and different goals. See how the service worked for them.

[Browse Client Success Stories](/trust/client-success-stories/)

## Accreditations and compliance

MyBudget's regulatory footprint and the credentials that stand behind the service, including our Australian Credit Licence for MyBudget Loans Pty Ltd (ACL 492064).

[Read Accreditations and Compliance](/trust/accreditations-and-compliance/)

## Compare MyBudget

Honest comparisons between MyBudget and the main alternatives Australians consider.

[Compare MyBudget](/trust/compare/)

## What sets MyBudget apart

- **A dedicated Money Coach.** Not a call centre. Not an app. A real person who knows your situation and stays with you.
- **12 months of visibility.** Your plan looks 12 months ahead, so you know what is coming and what is achievable.
- **Bills paid on time.** MyBudget handles the mechanics of payment so you do not have to.
- **No long-term lock-in contracts.** Pause or leave with reasonable notice.
- **25+ years, 130,000+ Australians helped.** A track record you can verify.
- **Founder-led.** Tammy Barton started MyBudget in 1999 and still leads it today.
- **Rated 5.0 on Trustpilot** by more than 1,500 Australian clients.

## Related pages

- [MyBudget Services](/services/)
- [Customer Scenarios](/scenarios/)
- [About MyBudget](/about/)

## Ready to start

Book a [free, obligation-free appointment](https://www.mybudget.com.au/enquire-online/) and speak with a Money Coach.